Insuring your home to its current value is vital to making sure you get what you pay for in the event of an insurance claim. Insurance is based on the value of your home on the local market. It factors this value in establishing the cost to rebuild your home in the event of a total loss to your home; therefore it is important to work with your insurance provider to determine the rebuilding cost estimate for your home. Every three or four years, your broker should contact you to determine if a ... Full Article...

Check out the January 2012 Newsletter 

Successfully Navigating The Changing World of Mortgages The world of mortgages is changing. To paraphrase the old Joni Mitchell song, most consumers will not know what they've got until it's gone. They won't realize that by the time a mortgage is paid off, borrowers have paid two or three times the original amount borrowed - the mortgage principal - to buy real estate they originally bargained hard for to cut costs.They won't understand what they could have done to increase their real estate ho ... Full Article...