Edmonton and Sherwood Park real estate and homes for sale in Alberta - Dwight Streu and Team, REALTORS® Dwight Streu and Team REALTORS(r) for Edmonton and Sherwood Park, Alberta real estate - NUMBER1EXPERTS™ Dwight Streu and Team NUMBER1EXPERTS(tm) for Edmonton and Sherwood Park, Alberta real estate
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Dwight Streu, REALTOR®, real estate agent and broker for Edmonton and Sherwood Park Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

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This is the second time we've used Dwight's team in five years
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Dwight Streu and Team, REALTOR®, real estate agents and broker for Edmonton and Sherwood Park Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)
Dwight Streu and Team, REALTOR®, real estate agents and broker for Edmonton and Sherwood Park Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)


Welcome to DwightStreu.com, your complete resource for buying and selling property in the Greater Edmonton area including Sherwood Park, St. Albert, Spruce Grove, Fort Saskatchewan and Leduc. 

Changing homes can be exciting, challenging, fun and rewarding. It can also be complex and stressful. That’s where we come in. From making the decision to relocate to getting you comfortably settled into your new home, our team is committed to making your moving experience enjoyable and hassle free. 

Our goal is to provide the finest real estate service in our area. Quality before quantity. Our website is designed to help you gather information and make an educated and well-informed decision when you decide to buy or sell property.  

If you are new to the Edmonton area be sure to check out our "Local Info" section that offers loads of information on schools, neighborhoods, the local economy and, of course, the current state of the real estate market. 

If you are in the market to buy a home, check out our "For Buyers" section that offers some great information on the home buying process including tips on moving. Sign up to get the hottest new listings emailed to you as soon as they become available. 

Our "For Sellers" section provides plenty of advice on how to properly prepare your home for sale to ensure the best price possible and you can obtain a free market analysis of your property to help you determine its current value. 

If you are unable to find what you are looking for or you have some specific questions about buying or selling or about the Edmonton area in general, please contact us by phone or email. We know Edmonton and we know Edmonton real estate. 

Visit us on Facebook for all our latest listings and news! 

 

Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Dwight Streu and Team, REALTOR®, real estate agents and broker for Edmonton and Sherwood Park Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Dwight Streu
Maxwell Realty Edmonton

Suite 204, 7205 Roper Road
Edmonton
Alberta, Canada T6B 3J4
780-462-5002
Fax: 780-490-5076
Toll Free: 1-888-490-5006
dwightstreu@NUMBER1EXPERT.com

Many agents think their most important job is satisfying the customer. I don’t think that is true. I believe that satisfying the customer is simply the minimum requirement for staying in business. My staff and I work constantly to improve our systems, process and services to go well beyond the standard level of “service” provided by most agents. Simply put, we want to provide the best level of service available in the industry. Period. We want to make you so satisfied that you bought or sold your home with us that you will gladly refer us to your friends.

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